Laura Jewett

Laura Jewett

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Active

$1,550,000

($1,158,780 down)
VA

4810 Baylor Dr, San Diego, CA 92115

6
3
3,477 sqft
PITI Monthly
$3,726.23 /mo

Listing courtesy of: Lina Saba, Compass

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,761 /mo
$2,857 /mo

What's Special

DECK
COZY

Dear Future Keepers, It’s me—your future home—nestled quietly into the heart of Collwood Canyon. I’ve watched the sun rise and set over San Diego for decades, holding laughter, memories, and stories within my walls. Now, I’m ready for my next chapter—with you. I’m looking for a family to protect, inspire, and grow with. Kids who will race down my halls and giggle under the stars on one of my many decks. Roommates or guests who crave a one-of-a-kind experience in this hidden canyon pocket of the city. Maybe even a dreamer or two who will paint in my studio, or write their first novel in the sunlight of the upper floor office. I come with three full levels of possibility—my upper level is cozy and refined, with a kitchen built for homemade meals and late-night talks around the island. The middle level has its own entrance, a hidden bedroom behind a bookshelf, a great room for movie nights, and just enough mystery to keep things interesting. Below that, my unfinished studio waits patiently for art, ideas, and a bit of sawdust. My backyard? It’s ready to host garden herbs, evening margaritas, or even a 1500 sq ft ADU if you’re feeling ambitious. I’m not perfect, but I’m layered, soulful, and full of potential—just like the people I hope will call me home. Come walk through. Listen. You’ll feel it. With love, 4810 Baylor

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,726.23/mo
Estimated Loan Balance
$392,840
Cash to close
$1,158,780
Interest Paid
$41,347

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Talmadge
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $445.79
  • Tax Annual Amount: $19375
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,158,780 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $1,158,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$391,220
Your Cash:$1,158,780
Total Purchase Price:$1,550,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,761/mo
Traditional @ 7.15%
$2,963/mo
You save $1,203/month ($14,434/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023489SD

Listing From:

Last updated: 2025-05-01T22:34:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,761 /mo
$2,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,158,780 (75%)
You can enter any amount below - secondary financing will cover the difference if needed.
75%
$

You cover the entire equity of $1,158,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$391,220
Your Cash:$1,158,780
Total Purchase Price:$1,550,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,761/mo
Traditional @ 7.15%
$2,963/mo
You save $1,203/month ($14,434/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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