Laura Jewett

Laura Jewett

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$599,000

($48,489 down)
FHA

4171 Empire Creek Circle, Georgetown, CA 95634

3
2
1,701 sqft
PITI Monthly
$4,082.04 /mo

Listing courtesy of: Lori A Holzer, eXp Realty of California, Inc.

Assumed Rate

6.92%
7.15%

Principal & Interest

$3,661 /mo
$3,747 /mo

What's Special

LOCATION
FRESH PAINT
OPEN CONCEPT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
SOAKING TUB
DECK
COZY

Located in the desirable Empire Creek community, this versatile 3-4 bed, 2 bath home offers flexible living with a private lower-level suite offering an additional bedroom and full bath ideal for guests, teens, or multi-gen living. The newly updated kitchen includes white sparkling quartz countertops, freshly painted cabinets, newer stainless steel appliances, upgraded sink/faucet, breakfast nook, pantry, and a dedicated coffee/bar area. The living room features cathedral ceilings, a pellet stove for those cozy winter nights, and a skylight that fills the space with natural light. The formal dining area is perfect for family gatherings, while the spacious back deck is wonderful for entertaining or relaxing outdoors. The property also features a brand-new chicken coop with chickens included! The land is stunning, with ample space for horses, goats, sheep, family pets, or kids to enjoy the swing set and trampoline. The primary suite offers an open concept with an updated vanity, lighting, mirror, fresh paint, and a gorgeous soaking tub. Great floor plan, thoughtful upgrades, and a peaceful location make this home a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 3 months
Monthly PITI
$4,082.04/mo
Estimated Loan Balance
$553,372
Cash to close
$48,489
Interest Paid
$28,695

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Pellet Stove, Central
Features
  • Materials: Frame, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Pellet Stove
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Annually
Location
  • Region: Georgetown

Financial Details

  • Price per Sqft: $352.15
  • Tax Annual Amount: $
  • On Market Date: 2025-05-01T07:10:20.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $48,489 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $48,489!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$550,511
Your Cash$48,489
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$3,661/mo
Traditional @ 7.15%
$3,887/mo
You save $225/month ($2,706/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225055171

Listing From: MLS Metrolist

Last updated: 2025-05-01T16:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$3,661 /mo
$3,747 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $48,489 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $48,489!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$550,511
Your Cash$48,489
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$3,661/mo
Traditional @ 7.15%
$3,887/mo
You save $225/month ($2,706/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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