Laura Jewett

Laura Jewett

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$390,000

($178,289 down)
FHA

3311 E HARVARD Street, Phoenix, AZ 85008

3
2
962 sqft
PITI Monthly
$1,665.86 /mo

Listing courtesy of: Molly McGuire, West USA Realty

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,226 /mo
$1,625 /mo

What's Special

SPACIOUS
PATIO
CHARMING
NO HOA
RENTAL INCOME

Charming Block Home with Bonus Studio & Outdoor Entertainer's Dream Space! This property is an entertainer's dream - offering versatile living with a 3-bedroom, 1-bath main home (962 sq ft) and an adjacent studio apartment (584 sq ft)—perfect for guests, a mother-in-law suite, or rental income. The studio features a private entrance via a covered patio, a full bathroom, kitchenette, and separate cooling for year-round comfort. Upgrades include double-pane windows throughout, enhancing both energy efficiency and quiet enjoyment. Step outside to enjoy the expansive covered patio with synthetic grass and a built-in outdoor grilling station complete with refrigerator and multiple seating areas—an entertainer's dream. The spacious backyard also features a gazebo and an RV gate, ideal for... gatherings or additional parking needs. The property is block construction, fully enclosed with a block wall, and benefits from North/South exposure. Best of allno HOA.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 5 months
Monthly PITI
$1,665.86/mo
Estimated Loan Balance
$213,804
Cash to close
$178,289
Interest Paid
$68,007

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Wood Frame, Painted, Block
  • Roof: Composition, Metal
Condition
  • Year Built: 1950
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: DALTON PARK 2
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $405.41
  • Tax Annual Amount: $1433
  • On Market Date: 2025-04-28T19:40:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,289 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $178,289!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$211,711
Your Cash$178,289
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,226/mo
Traditional @ 7.15%
$1,685/mo
You save $459/month ($5,511/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858198

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-29T01:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,226 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,289 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $178,289!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$211,711
Your Cash$178,289
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,226/mo
Traditional @ 7.15%
$1,685/mo
You save $459/month ($5,511/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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