Laura Jewett

Laura Jewett

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$819,900

($396,666 down)
VA

2504 Manzana Way, San Diego, CA 92139

3
3
1,327 sqft
PITI Monthly
$2,980.82 /mo

Listing courtesy of: Claude Blackman, RE/MAX Tidal

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,910 /mo
$3,112 /mo

What's Special

REMODELED
SHOPPING
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
CLUBHOUSE
PLAYGROUND
CUL-DE-SAC
COZY

2.25% Assumable VA loan—skip the high rates and lock in unbeatable savings! This rare detached single-family home is VA-ready, move-in perfect, and located at the end of a quiet cul-de-sac where peaceful living meets modern convenience. Surrounded by greenery, this 3 bed, 2.5 bath home has no direct rear neighbors—just privacy and fresh air. Inside, you’ll love the two distinct living areas, ideal for family gatherings or relaxing solo. The remodeled kitchen features quartz countertops, stainless steel appliances, upgraded cabinets, and a rare gas cooking range—a dream for home chefs. The home boasts vinyl flooring, tile in the kitchen, cozy carpet upstairs, and a gas fireplace to complete the inviting atmosphere. Tons of natural light and a great layout make every room feel warm and open. All major appliances convey—including washer/dryer with full-size side-by-side hookups. Step out to a fully fenced, private back patio perfect for BBQs and hosting. Freshly painted exterior, beautiful landscaping front and rear—this home shows pride of ownership throughout. Community perks? Three sparkling pools, spa, clubhouse, gym, event space, tennis & pickleball courts, playgrounds, parks, and more. Minutes from 54 & 125, close to bases, schools, shopping, golf, trails, and more. Live easy, live well—this is the one.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,980.82/mo
Estimated Loan Balance
$425,024
Cash to close
$396,666
Interest Paid
$46,589

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Paradise Hills
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hillsborough Bluffs
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $617.86
  • Tax Annual Amount: $10248.8
  • On Market Date: 2025-04-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $396,666 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $396,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$423,234
Your Cash$396,666
Total Purchase Price:$819,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,910/mo
Traditional @ 7.15%
$3,228/mo
You save $1,317/month ($15,809/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025999SD

Listing From:

Last updated: 2025-05-01T03:49:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,910 /mo
$3,112 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $396,666 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $396,666!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$423,234
Your Cash$396,666
Total Purchase Price:$819,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,910/mo
Traditional @ 7.15%
$3,228/mo
You save $1,317/month ($15,809/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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