Laura Jewett

Laura Jewett

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$524,900

($94,028 down)
FHA

23285 Elfin Place, Moreno Valley, CA 92557

4
3
1,695 sqft
PITI Monthly
$3,017.79 /mo

Listing courtesy of: Derek Gong, ALIGN HOMES

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,977 /mo
$3,126 /mo

What's Special

SPACIOUS
PATIO

Welcome to this beautifully maintained Peek-A-Boo View Home, offering 1,695 sq. ft. of thoughtfully designed living space that reflects true pride of ownership. Step inside to a bright and spacious open living room, seamlessly flowing into the kitchen, perfect for entertaining family and friends. Upstairs, you’ll discover an incredible loft area with a hidden access point, adding a unique and fun feature to the home. Additional highlights include an enclosed patio currently used for storage, and a large attic space above the garage offering endless possibilities. Property is in close proximity to great schools, parks, and grocery stores. With its well-cared-for interiors and special bonus areas, this property is ready for its next chapter. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,017.79/mo
Estimated Loan Balance
$432,593
Cash to close
$94,028
Interest Paid
$45,090

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Hiking, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Moreno Valley

Financial Details

  • Price per Sqft: $309.68
  • Tax Annual Amount: $6561.25
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $94,028 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $94,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$430,872
Your Cash$94,028
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,977/mo
Traditional @ 7.15%
$3,243/mo
You save $1,266/month ($15,195/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25096392

Listing From:

Last updated: 2025-05-01T20:25:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,977 /mo
$3,126 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,028 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $94,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$430,872
Your Cash$94,028
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,977/mo
Traditional @ 7.15%
$3,243/mo
You save $1,266/month ($15,195/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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