Laura Jewett

Laura Jewett

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$499,000

($248,349 down)
FHA

2231 23rd Street, Sacramento, CA 95818

2
1
1,111 sqft
PITI Monthly
$1,529.48 /mo

Listing courtesy of: Annalise Tran, Redfin Corporation

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,168 /mo
$1,853 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
CHARMING
COZY

This charming Tudor cottage in Midtown featuring 2 spacious bedrooms and 1 recently upgraded bathroom, this home boasts beautiful laminate flooring and a new vanity. The upgraded kitchen boasts newer painted cabinets, sleek countertops, and ample storage. Enjoy the convenience of a formal dining area and a cozy formal living room, both graced with hardwood floors and natural light from dual-pane windows. The laundry room area comes complete with a washer and dryer, which are included with the sale. Relax on the covered porch. Take advantage of the detached 1-car garage. This home also includes a refrigerator, and is ideally located close to the freeway for easy access to all of Midtown's amenities. Don't miss this opportunity to own a move-in-ready gem! House was staged last time.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,529.48/mo
Estimated Loan Balance
$253,960
Cash to close
$248,349
Interest Paid
$32,400

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1908
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $449.14
  • Tax Annual Amount: $
  • On Market Date: 2025-05-01T20:50:03.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $248,349 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $248,349!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$250,651
Your Cash$248,349
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,168/mo
Traditional @ 7.15%
$1,922/mo
You save $753/month ($9,042/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225054423

Listing From: MLS Metrolist

Last updated: 2025-05-01T21:00:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,168 /mo
$1,853 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,349 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $248,349!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$250,651
Your Cash$248,349
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,168/mo
Traditional @ 7.15%
$1,922/mo
You save $753/month ($9,042/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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