Laura Jewett

Laura Jewett

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$350,000

($97,523 down)
FHA

1977 Grays Peak Drive UNIT 204, Loveland, CO 80538

2
2
1,101 sqft
PITI Monthly
$1,616.78 /mo

Listing courtesy of: Kim Carmichael, eXp Realty - Northern CO

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,132 /mo
$1,890 /mo

What's Special

SHOPPING
DINING
FIREPLACE
VAULTED CEILINGS
PATIO
BALCONY
MATURE TREES
WALKING TRAILS
COZY

You'll feel at home the moment you step into this beautifully updated 2-bedroom, 2-bath gem in one of Loveland's most sought-after neighborhoods. Designed with both comfort and style in mind, this home features vaulted ceilings, fresh interior paint, an open floor plan and a cozy fireplace. Abundant natural light floods the space through oversized windows, creating a bright and inviting atmosphere throughout. Enjoy true indoor-outdoor living on the sun-drenched front patio, or relax on your private balcony tucked among mature trees. The detached oversized garage adds storage and convenience just steps from your door. The community offers a rare blend of nature and neighborhood charm-complete with lush landscaping, walking trails, greenbelts, and a dog park-all within minutes of I-25, Centerra, and Loveland's top shopping and dining.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,616.78/mo
Estimated Loan Balance
$254,737
Cash to close
$97,523
Interest Paid
$29,810

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: High Plains Village At Centerra Condos 1 -Ph 25
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: One Way Community management
  • HOA Amenities: Unknown
  • HOA Fee: $260
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $317.89
  • Tax Annual Amount: $1638
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,523 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $97,523!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$252,477
Your Cash$97,523
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,132/mo
Traditional @ 7.15%
$1,960/mo
You save $828/month ($9,941/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1032684

Listing From: recolorado

Last updated: 2025-05-01T22:51:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,132 /mo
$1,890 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,523 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $97,523!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$252,477
Your Cash$97,523
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,132/mo
Traditional @ 7.15%
$1,960/mo
You save $828/month ($9,941/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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