Laura Jewett

Laura Jewett

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$599,000

($24,225 down)
FHA

1437 Robin Lane, El Cajon, CA 92020

3
3
1,424 sqft
PITI Monthly
$4,715.99 /mo

Listing courtesy of: Madison Khavari, Coldwell Banker Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,656 /mo
$3,972 /mo

What's Special

LOCATION
SERENE
DINING
VAULTED CEILINGS
BALCONY
CUL-DE-SAC
PUBLIC TRANSPORTATION
EFFICIENT
INVESTMENT OPPORTUNITY

Rare opportunity in peaceful Lakeridge Park! This 3-bedroom, 2.5-bath townhome is tucked away on a quiet cul-de-sac, offering serene views of greenbelts and distant mountains. Enjoy vaulted ceilings in the oversized primary suite with a private “Romeo & Juliet” balcony, plus a second bedroom with its own balcony and bonus storage. Recent updates include new interior paint have laminate flooring upstairs, and dual-pane energy-efficient windows throughout. The kitchen and bathrooms are original, providing the perfect blank canvas for your own design vision. Unique bonus attic room offers flexible space for office, playroom, or storage, or guest room. Direct-entry 1-car garage, covered carport, and added convenience of an interior access door. Community features include a sparkling pool, hot tub, and beautifully maintained green spaces. "Handyman special—ideal for flippers or buyers seeking a prime rehab investment opportunity; full remodel potential where it counts." HOA recently replaced all roofs. Don’t miss this chance to customize and create value in a rarely available townhome with incredible potential and views! location is Close to Grossmont college. Easy access to Highway 8, 67, and 52. Central location near shops, schools, and dining. Conveniently located near public transportation. Great for commuters or students.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 1 months
Monthly PITI
$4,715.99/mo
Estimated Loan Balance
$575,391
Cash to close
$24,225
Interest Paid
$70,709

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Hiking, Mountainous, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Lakeridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $569
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $420.65
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-05-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $24,225 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $24,225!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$574,775
Your Cash$24,225
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,656/mo
Traditional @ 7.15%
$4,120/mo
You save $465/month ($5,576/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2504242

Listing From:

Last updated: 2025-05-01T15:28:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,656 /mo
$3,972 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,225 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $24,225!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$574,775
Your Cash$24,225
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,656/mo
Traditional @ 7.15%
$4,120/mo
You save $465/month ($5,576/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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