Laura Jewett

Laura Jewett

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$429,900

($0 down)*
VA

Potential short sale please verify with your agent.

131 Ashwick Loop, Sacramento, CA 95823

3
3
1,127 sqft
PITI Monthly
$3,041.72 /mo

Listing courtesy of: Ashley J Geoffroy, eXp Realty of California Inc.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,892 /mo
$2,960 /mo

What's Special

LOCATION
GATED COMMUNITY
SHOPPING
SPACIOUS
MOVE-IN READY

Welcome to this well-maintained 3-bedroom, 2.5-bathroom home in Somerset's secure gated community. Move-in ready with new carpet upstairs and durable laminate flooring downstairs, this home offers an open floor plan with comfortable living spaces downstairs and three bedrooms upstairs, including an impressively spacious primary suite that gives you plenty of room to create your perfect retreat. The huge side yard may be the largest in the community, offering exceptional outdoor space, while the front of the home features a large grassy sitting area for relaxing or entertaining. Somerset offers both security and convenience with its location in the Elk Grove Unified School District. You'll be just minutes from Delta Shores shopping center with 80+ stores and restaurants, and have easy access to and Cosumnes River College. Quick freeway connections and Light Rail make your daily commute simpler. Perfect for first-time buyers or move up buyers, this home combines a great location with practical features at a reasonable price. Schedule your viewing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,041.72/mo
Estimated Loan Balance
$436,334
Cash to close
$0
Interest Paid
$20,155

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard, Metal, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood
  • Roof: Shingle
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $381.46
  • Tax Annual Amount: $
  • On Market Date: 2025-05-01T17:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$429,900
Your Cash$0
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,892/mo
Traditional @ 7.15%
$3,070/mo
You save $178/month ($2,137/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225051802

Listing From: MLS Metrolist

Last updated: 2025-05-01T18:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,892 /mo
$2,960 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$429,900
Your Cash$0
Total Purchase Price:$429,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,892/mo
Traditional @ 7.15%
$3,070/mo
You save $178/month ($2,137/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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