Laura Jewett

Laura Jewett

(480) 628-2563

Assumable homes for sale in Gilbert, AZ

16 homesFHA & VA loansrates from 2.38% vs 7.32% today

Gilbert assumption guide
194 SHANNON Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 2.375%
FHA
ActiveVerified
23
$489,900$233,908 equity gap
Rate
2.375%
7.32%today
Payment
$1,155/mo
$2,042today
  • 4beds
  • 2baths
  • 1,489sqft

194 SHANNON Street, Gilbert

743 PORT Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.26%
VA
Active
38
$396,000$156,531 equity gap
Rate
3.26%
7.32%today
Payment
$1,205/mo
$1,900today
  • 3beds
  • 3baths
  • 1,620sqft

743 PORT Drive, Gilbert

281 BROOKS Street, Gilbert, AZ, 85233 — assumable VA mortgage at 2.72%
VA
Active
34
$675,000$336,598 equity gap
Rate
2.72%
7.32%today
Payment
$1,582/mo
$2,672today
  • 3beds
  • 2baths
  • 2,243sqft

281 BROOKS Street, Gilbert

902 JUANITA Avenue, Gilbert, AZ, 85233 — assumable VA mortgage at 3.01%
VA
Active
34
$625,000$366,039 equity gap
Rate
3.01%
7.32%today
Payment
$1,261/mo
$2,052today
  • 4beds
  • 2baths
  • 2,051sqft

902 JUANITA Avenue, Gilbert

265 LIBERTY Lane, Gilbert, AZ, 85296 — assumable VA mortgage at 3.62%
VA
Active
40
$660,000$309,838 equity gap
Rate
3.62%
7.32%today
Payment
$1,841/mo
$2,775today
  • 3beds
  • 2baths
  • 2,156sqft

265 LIBERTY Lane, Gilbert

92 Palomino Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 3.65%
VA
Active
36
$435,000$212,844 equity gap
Rate
3.65%
7.32%today
Payment
$1,169/mo
$1,756today
  • 3beds
  • 3baths
  • 2,102sqft

92 Palomino Drive, Gilbert

1460 PUEBLO Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.32%
FHA
Active
31
$545,000$25,772 equity gap
Rate
6.32%
7.32%today
Payment
$3,289/mo
$3,642today
  • 4beds
  • 2baths
  • 1,802sqft

1460 PUEBLO Street, Gilbert

1205 GAIL Drive, Chandler, AZ, 85225 — assumable FHA mortgage at 4.32%
FHA
Active
$442,560$309,101 equity gap
Rate
4.32%
7.32%today
Payment
$901/mo
$1,248today
  • 3beds
  • 2baths
  • 1,256sqft

1205 GAIL Drive, Chandler

941 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.87%
FHA
Active
8
$445,000$30,366 equity gap
Rate
6.87%
7.32%today
Payment
$2,785/mo
$2,914today
  • 3beds
  • 2baths
  • 1,377sqft

941 HUDSON Way, Gilbert

230 ARABIAN Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 6.21%
VA
Active
62
$800,000$96,068 equity gap
Rate
6.21%
7.32%today
Payment
$4,345/mo
$4,869today
  • 5beds
  • 3baths
  • 2,735sqft

230 ARABIAN Drive, Gilbert

913 JOHN Way, Chandler, AZ, 85225 — assumable VA mortgage at 6.96%
VA
Active
51
$750,000$101,299 equity gap
Rate
6.96%
7.32%today
Payment
$4,367/mo
$4,527today
  • 4beds
  • 2baths
  • 2,356sqft

913 JOHN Way, Chandler

253 MONTEREY Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.69%
FHA
Active
51
$639,500$244,585 equity gap
Rate
6.69%
7.32%today
Payment
$2,591/mo
$2,761today
  • 3beds
  • 2baths
  • 1,906sqft

253 MONTEREY Street, Gilbert

34 PALO VERDE Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%
FHA
Active
23
$604,900$187,200 equity gap
Rate
6.85%
7.32%today
Payment
$2,774/mo
$2,908today
  • 4beds
  • 2baths
  • 2,028sqft

34 PALO VERDE Street, Gilbert

1600 SABA Street #111, Chandler, AZ, 85225 — assumable FHA mortgage at 6.58%
FHA
Active
18
$330,000$299,818 equity gap
Rate
6.58%
7.32%today
Payment
$568/mo
$612today
  • 2beds
  • 2baths
  • 1,200sqft

1600 SABA Street #111, Chandler

981 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.77%
FHA
Active
32
$425,000$412,441 equity gap
Rate
6.77%
7.32%today
Payment
$87/mo
$91today
  • 3beds
  • 2baths
  • 1,377sqft

981 HUDSON Way, Gilbert

925 SAILFISH Drive, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.86%
FHA
Active
31
$525,000$504,480 equity gap
Rate
6.86%
7.32%today
Payment
$684/mo
$716today
  • 3beds
  • 2baths
  • 1,644sqft

925 SAILFISH Drive, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 16 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$568 /mo
Median cash to assume
$239,247
Laura Jewett

Laura Jewett

Realtor License: SA525254000

laura@azinspiredliving.com+14806282563
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eXp Realty

Equal Housing Opportunity

is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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